Although extensive travel, large group gatherings and many traditional activities can't happen this year, all of us can find imaginative ways to be just as joyful with a dash of creativity. In fact, many people are embracing 2021 as an opportunity to take a unique approach and discover new ways to make one-of-a-kind holiday memories with family, friends and coworkers.

With money being tight for many families this year, employers want to help by offering things like financial benefit programs that allow workers to purchase items without the stress or high-interest rates associated with credit cards. Voluntary benefits like Purchasing Power enables employees to buy name-brand consumer products and services and pay over the course of a year through automated payroll deduction, with no interest, fees or required credit checks.